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Common Coverage

While every policy differs, some of the common things your homeowner's insurance covers include:

Insurance perils

Fire and water damage are the most common covered perils, but many other events are covered under a variety of homeowner's insurance policies available from TPC. It’s important to have a professional independent insurance agent evaluate your needs so they can match them with the right homeowner's policy, including coverage “enhancements” that add the coverage you may want or need.

Liability protection

If someone is injured on your property, your home insurance will often cover any medical or legal fees you might need to pay.

Besides your home, a homeowners policy will also cover outbuildings or structures like detached garages, barns, sheds, fences or walls.

It’s the liability insurance portion of your homeowners policy that provides you with the financial protection you need.

How Can We Help?

We are here to assist you in any way possible.

When you turn to us for your home insurance needs, our skilled agents will go over your needed coverage in-depth. When we put together a policy, we will factor in your property, your goals for insurance, and your budget to give you the best coverage for the lowest price possible.

We can work with independent agencies to find policies that work for you – not the other way around. You’ll feel peace of mind as we strive to find the right coverage for your needs, including coverage you might not find anywhere else.

Policyholder Resources

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A TPC agent is ready to answer questions and create an insurance program tailored to your specific needs.

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Find your local TPC independent agent today. All of our agents are skilled at guiding clients through the process to obtain the right insurance coverage at the best available cost.

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What Our Clients Are Saying

Providing quality and prompt service for our policyholders is of the utmost importance for everyone from our Customer Service Team to our Claims Team and we take great pride in the feedback we receive.

We have never filed a homeowners claim before in our years of owning our home. Our adjuster, Jason C. was very understanding, professional and actually took time to explain the process, payments and answered all questions that we had. Highly recommend this company! Customer service is number one with Philadelphia...

Anne W. Easton, PA 18042

In August, at age 79, we bought our dream house. In October we learned the sewer system was comletely destroyed and a sinkhole had formed under our house. We had only had our insurance with the Philadelphia Contributionship for 2 months when this happened. I checked our coverage with Karen...

Tori H. Camp Hill, PA 17011

During the most recent storm, I experience property damage. I called my insurance carrier and was quickly assigned to Laurie D, she went out of her way to ensure I understood the process. She demonstrated patience and compassion when explaining the process and next steps. Additionally, after giving me very...

Sherwin A. Williamstown, NJ 08094

We have never filed a homeowners claim before in our years of owning our home. Our adjuster, Jason C. was very understanding, professional and actually took time to explain the process, payments and answered all questions that we had. Highly recommend this company! Customer service is number one with Philadelphia...

Anne W. Easton, PA 18042

In August, at age 79, we bought our dream house. In October we learned the sewer system was comletely destroyed and a sinkhole had formed under our house. We had only had our insurance with the Philadelphia Contributionship for 2 months when this happened. I checked our coverage with Karen...

Tori H. Camp Hill, PA 17011

During the most recent storm, I experience property damage. I called my insurance carrier and was quickly assigned to Laurie D, she went out of her way to ensure I understood the process. She demonstrated patience and compassion when explaining the process and next steps. Additionally, after giving me very...

Sherwin A. Williamstown, NJ 08094

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