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Key Terms + Definitions

Not all water damage to a home is considered a flood. For example, a “flooded” basement from a broken pipe or a back-up of sewers or drains may appear to be flooded, when in fact it’s not defined under your homeowner's policy as flood coverage.

How Can We Help?

We are here to assist you in any way possible.

When you turn to us for your home insurance needs, our skilled agents will go over your needed coverage in-depth. When we put together a policy, we will factor in your property, your goals for insurance, and your budget to give you the best coverage for the lowest price possible.

We can work with independent agencies to find policies that work for you – not the other way around. You’ll feel peace of mind as we strive to find the right coverage for your needs, including coverage you might not find anywhere else.

Policyholder Resources

What Our Clients Are Saying

Providing quality and prompt service for our policyholders is of the utmost importance for everyone from our Customer Service Team to our Claims Team and we take great pride in the feedback we receive.

We have never filed a homeowners claim before in our years of owning our home. Our adjuster, Jason C. was very understanding, professional and actually took time to explain the process, payments and answered all questions that we had. Highly recommend this company! Customer service is number one with Philadelphia...

Anne W. Easton, PA 18042

In August, at age 79, we bought our dream house. In October we learned the sewer system was comletely destroyed and a sinkhole had formed under our house. We had only had our insurance with the Philadelphia Contributionship for 2 months when this happened. I checked our coverage with Karen...

Tori H. Camp Hill, PA 17011

The customer services was great, they listened to me , send the right people to assess the damage of my roof. The adjuster, promptly attended the claim and the check to do the repairs was processed very quickly. I would recommend The Philadelphia Contribution-ship, furthermore they are local and will...

George M. Middletown, DE 19709

We have never filed a homeowners claim before in our years of owning our home. Our adjuster, Jason C. was very understanding, professional and actually took time to explain the process, payments and answered all questions that we had. Highly recommend this company! Customer service is number one with Philadelphia...

Anne W. Easton, PA 18042

In August, at age 79, we bought our dream house. In October we learned the sewer system was comletely destroyed and a sinkhole had formed under our house. We had only had our insurance with the Philadelphia Contributionship for 2 months when this happened. I checked our coverage with Karen...

Tori H. Camp Hill, PA 17011

The customer services was great, they listened to me , send the right people to assess the damage of my roof. The adjuster, promptly attended the claim and the check to do the repairs was processed very quickly. I would recommend The Philadelphia Contribution-ship, furthermore they are local and will...

George M. Middletown, DE 19709

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