Hurricane Isaias: Updates & Tips

August 3, 2020

A Message from Brian Junod – Director, Underwriting & Products

Effective Immediately: Binding Moratorium

As you are likely aware, Hurricane Isaias is expected to bring damaging winds and severe flooding to the east coast over the next three to four days.

As a result of the impending storm, your agency binding authority is being temporarily suspended for risks located in:

  • The entire states of Virginia, Delaware, and New Jersey
  • The following counties in eastern Maryland: Anne Arundel, Baltimore (including Baltimore City), Caroll, Cecil, Charles, Harford, Kent & Prince Georges.
  • The following counties in Central & Eastern Pennsylvania, comprising an area generally east of Centre County and State College, PA: Adams, Berks, Bradford, Bucks, Carbon, Centre, Chester, Clinton, Columbia, Cumberland, Dauphin, Delaware, Franklin, Fulton, Huntingdon, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Schuylkill, Snyder, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming & York

We ask that you immediately inform all of your agency personnel of this binding authority suspension. Suspension of your binding authority applies to both dwelling and homeowners forms, and includes all new business submissions, endorsement transactions, policy reinstatements, and changes in coverage, that would be effective August 4, 2020 through the lifting of the moratorium.

Thank you for your understanding in this matter. Our safest wishes to you and your staff.

Tips for Policyholders on How to Prepare Your Home for Hurrican Isaias

1) Be prepared—even if you’re not in the Hurricane’s exact path.
Assess your insurance coverage to see if you are covered for wind and flood-caused damage. Reach out to your insurance agent if needed.

2) Prep the outside of your home.
Cover up all windows and make sure all outside loose or lightweight objects are brought inside (ex: patio furniture, garbage cans) and any objects that would be unsafe to bring inside (ex: propane tanks) are secured and anchored as these types of items could become projectiles in high winds.

3) Make sure you have an emergency kit – and make it waterproof.
Your emergency kit should include important documents like birth certificates, vehicle registrations and insurance documents along with food and water sufficient for at least three days, medications, first aid supplies, a flashlight, batteries, cash, and phone chargers. And make sure it is waterproof and tightly sealed.

4) Keep yourself informed and updated.
Check the news in your area every 30 minutes in order to keep yourself up to date on the current weather situation for your area and any emergency updates.